Current location - Loan Platform Complete Network - Loan intermediary - Buying a second-hand house mortgage in Daya Bay, Huizhou requires an appraisal fee of 1.5 points. Does the bank want the buyer to pay?
Buying a second-hand house mortgage in Daya Bay, Huizhou requires an appraisal fee of 1.5 points. Does the bank want the buyer to pay?
The so-called "real estate appraisal fee" refers to the bank's evaluation of the value of the house mortgaged by the buyers when reviewing the loan, so as to control the loan risk, which is generally implemented by a third-party institution. Most banks take real estate assessment as a precondition for loans, requiring loan applicants to bear the assessment fees, which are charged by the assessment company, and the fees range from 1% to 5% of the house price.

Remarks: The appraisal fee is charged at a progressive rate (for reference only, floating up and down).

(1) If the total house price is less than 1 ten thousand yuan (inclusive), 0.42% of the total appraisal price will be charged;

(2) The progressive billing rate from 6,543,800 yuan to 5 million yuan (including 5 million yuan) is 0.3%;

(3) 0.12% of the total appraisal price from 5 million yuan to 20 million yuan;

(4) 0.06% of the total appraisal price of 20 million yuan to 50 million yuan (including 50 million yuan);

(5) If the amount is more than 50 million yuan, it will be charged at 0.0/kloc-0.2% of the total evaluation price.