Personal pledge loan refers to the loan granted by our bank to natural persons, secured by the pledge recognized by our bank, and used for the household consumption of borrowers; The loan currency is RMB.

Pledges: RMB demand deposits and RMB time deposits, foreign currency time deposits, local and foreign currency time deposits, voucher-type treasury bonds, savings bonds, book-entry treasury bonds, entrusted wealth management products in local and foreign currencies, and personal life insurance policies;

Personal consumption pledge loans can only be pledged by the borrower himself or his spouse.

If you have a local branch of our bank and meet the loan conditions, you can try to apply to our bank.