Legal analysis: it can be sold. The house loan bought with the provident fund loan has been fully paid off, and the house ownership certificate has been obtained. You can buy and sell according to normal houses. If the loan has not been paid off, it must be paid off in one lump sum before it can be bought and sold.

Legal basis: Article 26 of the Regulations on the Management of Housing Provident Fund, employees who have paid housing provident fund can apply for housing provident fund loans from the housing provident fund management center when purchasing, building, renovating or overhauling their own houses. The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center.