If it is determined to be a pyramid scheme organization and has evidence, it can report it to the local administrative department for industry and commerce. If it is a violent pyramid scheme, you can report it to the local public security organ.

If the credit card loan is repaid according to the loan contract and there is no breach of contract, there will be no credit problem.

Prohibition of MLM regulations

Article 6

Any unit or individual has the right to report pyramid selling activities to the administrative department for industry and commerce and the public security organ. After receiving the report, the administrative department for industry and commerce and the public security organ shall immediately investigate and verify it, investigate and deal with it according to law, and keep the informant confidential; If the investigation is true, the whistleblower shall be rewarded in accordance with the relevant provisions of the state.

Article 14

The administrative departments for industry and commerce at or above the county level may take the following measures when investigating suspected pyramid schemes:

(a) ordered to stop related activities;

(two) to investigate and understand the relevant information of the organizers, operators and individuals suspected of pyramid schemes;

(three) to enter the business premises suspected of pyramid schemes and training, assembly and other activities, and conduct on-site inspections;

(four) to consult, copy, seal up and detain the relevant contracts, bills, account books and other materials suspected of pyramid schemes;

(five) seizure, seizure of products (commodities), tools, equipment, raw materials and other property suspected of being specially used for pyramid schemes;

Seal up the business premises suspected of pyramid selling;

(seven) to inquire about the accounts of the organizers or operators suspected of pyramid schemes and the accounting vouchers, account books and statements related to deposits;

(eight) if there is evidence to prove the transfer or concealment of illegal funds, you can apply to the judicial organs for freezing.

When the administrative department for industry and commerce takes the measures specified in the preceding paragraph, it shall report in writing or orally to the principal responsible person of the administrative department for industry and commerce at or above the county level and obtain approval. In case of emergency, if the measures specified in the preceding paragraph need to be taken on the spot, it shall be reported immediately afterwards and relevant procedures shall be handled; Among them, the implementation of the sealing up, seizure and the measures specified in the preceding paragraph (7) and (8) shall be approved in writing by the principal person in charge of the administrative department for industry and commerce at or above the county level in advance.