Instant Consumer Finance is a formal consumer finance company approved by China Banking and Insurance Regulatory Commission, and its daily operation will be strictly supervised and managed. The annualized loan interest rate of instant consumer finance is basically below 20%, which is far from the stipulated annualized loan interest rate of 36%.
Instant finance is a formal lending platform. If the lender does not pay back or not, it will definitely affect the lender's credit information. Immediately, financial institutions will check the personal credit information of loan applicants when lending, and financial institutions will decide how much to issue according to the personal qualifications of lenders.
I have engaged in bank credit for many years. If I want to apply for 1-20W fund turnover by myself, which online platforms are more formal and easier to apply by myself? On the whole, Baidu (Xiaoman) is a platform with high pass rate. The credit line is the highest and the interest is low. I have a car loan and gave me a credit line of 9.5W, which I recommend to my colleagues as a direct credit line 18W.
If there is a demand for capital turnover, the degree is small and complete-there is money to spend, big brands are reliable, and interest rates are low and trustworthy. If you have money to spend, you can borrow money easily. The maximum loan amount is 200,000 yuan, and the daily interest rate is as low as 0.02%. Lending in 3 minutes at the earliest. The specific amount depends on personal assessment!
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There are a thousand hamlets in a thousand people. In any case, there are no two identical leaves in the world. Everyone has different views and opinions, and everyone will have different criteria for judging the same thing. My answer may not be the most standard and correct, but I also hope to give you some help and get your approval. Thank you!