At present, there are many loan softwares and loan products emerge one after another, but there are also many loan products with short loan terms, only giving a loan term of 1-3 months. For people with short-term financial difficulties, the repayment pressure is a bit great. So what lending software are there on the market? This paper introduces several lending software with long loan term for everyone.
Which lending software has more stages?
1, Gome Easy Card
The loan period of Gome Easy Card is 3-36 months, and the longest loan period can be divided into 36 periods, which greatly relieves the repayment pressure of borrowers. The maximum loan amount is10.5 million, and the monthly interest rate of the loan is required by the borrower 18-45 years old, so it is necessary to check the credit information. Credit information is in good condition and there is a stable source of income.
2. Ping An Consumer Finance-Little Orange Flower
The loan product of Ping An Consumer Finance is Xiao Orange Flower, with a loan term of 3-24 months and a loan amount of 1 0,000-200,000. The daily interest rate can cover multiple consumption scenarios, and the credit line is always available. The application requirements are that the age is 22-45 years old, the occupation is stable, and students are not allowed to engage in sensitive occupations such as military police. They have a college degree or above.
3. Recruit good loans
The loan term of Zhaolian Good Term Loan is 3-24 months, and the daily interest rate is between the two. The loan interest rate will vary according to individual qualifications. The loan can be repaid in three installments, six installments, 12 installment and 24 installments, with the maximum amount of 50,000.
Step 4 have money to spend
The loan term with money is 1-24 months, the loan amount is 500,000-200,000, and the daily interest is paid. As long as the money spent cooperates with the seven major banks, the loan amount can be recycled. After each loan is paid off, the corresponding loan amount will be restored immediately, which is very convenient to use.
These lending software can be divided into 36 periods at the longest. If you want to pay less each month, you can consider these loan products.
What are the platforms with long staging time in 2020? These four modes can also be used in the next paragraph.
In 2020, many card friends suffered an economic crisis and wanted to borrow money from the platform for turnover. Considering the influence of loan term on repayment pressure, metropolis tends to be a platform with long installment time. So, what are the platforms with long staging time in 2020? Here are four models for you to check.
1, Doudou money
Credit card loans are all Internet credit loan products under WeChat Jinke, with a maximum loan amount of 50,000 yuan, without mortgage guarantee. Download the APP with the mobile phone number in the real-name registration system for more than 5 months, upload the ID card and complete the real-name authentication, and you can get the credit line. The maximum loan line is 50,000 yuan, which is a relatively long period among many online loans that can still be repaid. The loan period is 3-24 months.
2. Ants borrow it
Alipay's personal consumer credit business can be said to be the earliest batch of online loans, and many people are still using it. Alipay account and real-name authentication are required. Sesame can only be opened when it is over 600. The maximum amount is 300,000 yuan, and the longest loan period is 65,438+February. Although the repayment is in installments, the interest is calculated on a daily basis, and the daily interest rate depends on the qualifications.
3. Ten thousand E loans
Wanda Pratt & Whitney credit loan product, with credit line 1000 ~ 50000, age 18 ~ 55 years old or above, has a stable source of work income, and can be granted credit only after submitting information such as ID card, mobile phone number and bank card to complete real-name authentication. The installment time is 6 ~ 12 months, with daily interest. The actual daily interest rate is as low as a specific amount, and the interest rate is related to the borrower's qualification.
4. Recruit good loans
Zhaolian Financial Personal Credit Loan Platform, with a loan amount of 2,000-50,000 yuan and four loan terms: 3, 6, 12 and 24. 22-55 years old, with a stable job and income. You can use your mobile phone number to register your account, improve your personal information, and complete real-name authentication to get a loan. The daily interest can be repaid as you borrow it.
Is it good to approve long-term online loans with a high amount? These are suitable for long-term turnover.
Online lending is one of the easier loans to handle. You can apply directly online, without mortgage guarantee, and most of them are installment repayment models. Many people plan to borrow online loans, but they don't want to put too much pressure on themselves. They will ask if there is a high amount of online loans that can be approved by stages. Today, I will count a few for you.
Is it good to approve long-term online loans with a high amount?
1, recruit a good term loan
Pure credit loans popular in Zhaolian Finance have a wide range of credit lines, ranging from 500 yuan to 50,000 yuan. Differentiated credit granting and pricing shall be implemented according to the qualifications of borrowers. The better the qualification, the higher the credit line and the lower the interest rate. The shortest period is 3 years and the longest is 36 years. The system automatically approves loans, with good credit and stable income, which is relatively easy to pass.
Step 2 have money to spend
Xiaoman credit loan, aged 18-55 years old, can be obtained by providing the second-generation ID card and my debit card. The loan amount is 500,000-200,000, which is quite large. Loan term 1-24 months. If you want to choose 24 installments, the repayment pressure will not be so great. The system will automatically approve the loan, which takes only 30 seconds at the earliest, because it is a bank cooperation.
3. Ctrip Finance
Nahua has a good credit loan. The application conditions are very simple. The borrower is 22-55 years old, with stable income and good credit. I provide my registered mobile phone number, valid ID card and bank card in real-name registration system. The amount is 300,000-200,000, which varies from person to person. The longest loan can be made in 36 installments. The whole online application will be automatically reviewed by the system. The loan will arrive in 65,438+0 minutes at the earliest.
Summary: Online loans with high quota and long approval period are introduced here. It depends on your own choice. Anyway, it's a licensed product, so you can borrow it safely. There won't be a big problem if you repay on time.
Is there a loan with a longer repayment period? These loans can be carried out in stages for a long time.
When applying for a loan, some borrowers will hope that it can be phased as long as possible, so as to minimize the repayment pressure. Some borrowers hope that the repayment time will be shorter, which can reduce interest expenses. Many borrowers ask, are there any loans with long repayment time? These kinds of loans can be carried out in stages for a long time. Let's have a look!
Is there a loan with a longer repayment period?
1, bank credit loan
The longest installment time for a bank to apply for a credit loan is 5 years, which is 60 months when converted into months. If many people don't apply for credit loans, the loans they can apply for in the bank in this life are nothing more than mortgage loans, car loans and decoration loans. In order to attract more customers and meet the credit needs of idle customers, banks have launched credit loans.
When a borrower applies for a credit loan in a bank, the maximum amount he can apply for is 200,000 yuan, and the minimum interest rate is the same as the benchmark interest rate for bank loans. Borrowers do not need to provide any mortgage or guarantee, as long as they meet the basic loan conditions of banks, they can try to apply for loans.
For example, the longest loan amount that ICBC can apply for is 200,000, and the longest installment time is five years. Borrowers can apply for loans on mobile banking, and the loans can be completed on the same day.
2. Personal secured loans
Guaranteed loans can be long-term phased, up to 20 years, but borrowers need someone to guarantee themselves. The guarantor needs personal qualifications to meet the bank standards and the economic conditions are not bad. If no one is willing to guarantee the borrower, the borrower can also ask the guarantee company for help.
The above is "Is there a loan with longer repayment time?" I hope I can help you!
Regular online loan with low interest rate and long installment.
Regular online loans with low interest rates and long cycles include: saving money, small loans from all over the world, and having money to spend.
The province is developed and operated by Shenzhen Samoyed Internet Finance Service Co., Ltd., and insists on "not doing" as the product bottom line, providing high-quality and low-interest billing installment services for young people. Sources of funds: Yin Bei Consumer Finance, Harbin Consumer Finance, Zhongbang Bank, Haier Consumer Finance, CITIC baixin bank, etc. We will recommend appropriate formal financial institutions to provide loan lines according to your personal situation, so as to make safe funds more secure!
Zhongan Small Loan is an unsecured and pure online consumer credit platform launched by Chongqing Zhongan Co., Ltd., focusing on providing instant loan services for individuals and small and micro business owners. Based on mature and professional risk control ability, the overall evaluation of customer credit is carried out. The upper limit of three-step loan is as high as 200 thousand, and the loan is released within 5 seconds on average.
"Qianhua" is a brand of Xiaoman's financial credit service. It uses artificial intelligence and big data risk control technology to provide users with convenient, fast and safe loan services.