This situation generally does not offer the option of interest relief.

Second installment means re-scheduling the loan period, repayment method, etc. in the original loan contract to reduce the borrower's repayment pressure. For Xiaoying Card loans that require a second installment, the borrower should carefully read the relevant contract terms to understand the specific details such as the repayment amount and repayment period after the second installment.

If the borrower still finds it difficult to bear the repayment pressure after the second installment, he or she can try to negotiate other repayment methods or seek other solutions with Xiaoying Kadai.