I bought the second-hand car in full, 15, and 26,000. This car is unlikely to borrow another 20 thousand. After all, the grade of the car is not high, even if it can be borrowed, the interest and handling fee are not low, which is not necessarily cost-effective.

2. Can I get a loan for buying a used car?

Yes, but certain conditions must be met.

Conditions to be met for handling second-hand car mortgage loan:

1. The borrower has a stable economic source and a good credit record.

For borrowers who want to apply for a second-hand car mortgage loan, first of all, the applicant must have a stable income and good repayment ability. The applicant's credit must be good, and there is no bad record on his personal credit record.

2. The borrower is of an appropriate age and has a stable residence.

The person applying for a loan must be 18-65 years old, too young or too old to apply for a loan. Finally, the applicant should have a fixed residence at the location of the branch of the lending institution.

3. Appropriate requirements for vehicle age.

Second-hand cars should not be too old, because cars are worn out, so the newer second-hand cars, the greater the possibility of obtaining loans. Banks also stipulate that the loan period of used cars is generally 15 years.

4, the second-hand car mortgage vehicle valuation standards.

Used cars are not like new cars. New cars are easier to get loans, but used cars are not. Under normal circumstances, financial institutions stipulate that cars with a used car price of 700,000-500,000 yuan can apply for loans. If the car price is too high or too low, it is not easy to apply for a loan.

Can I get a loan to buy a used car?

Although you can get a loan to buy a used car, I heard that you can test the water in Qingdao. But it is not popular enough. However, there are very few companies that can handle used car loans for specific used car companies.

Fourth, I would like to ask whether the second-hand car loan is appropriate.

Second-hand car loans are not recommended, because the price of second-hand cars is usually low, and whether to lend depends on the actual situation of the owner. Regarding second-hand car loans, the loan amount of second-hand cars is much lower than that of new cars. Generally speaking, the loan amount for new cars can reach up to 80% and that for used cars can reach up to 50%, depending on the bare car price of used cars. The loan period for new cars can be up to 5 years, that is, 60 installments, while the loan period for used cars can be up to 3 years, that is, 36 installments, and only a few car loans can reach 5 years. Personally, buying a used car is very important. The first thing to pay attention to is the basic condition of used cars. You can learn about the use of some cars from the owner. Because the price of used cars is influenced by many factors, the prices of many models are different. It is recommended that car owners find a professional used car company to conduct on-the-spot evaluation when buying used cars to ensure that the documents of used cars are complete. If the procedures are not in place, it is likely that there will be problems in the transfer, which will often waste time. For more information about second-hand car loans, please go to:/ask/022deb1615821938.html? Zd view more content