The combined loan of FAW Finance and Huitong. The 4S store where you purchased the car should belong to Xinjiang Guanghui Group, a listed group in the Fortune Global 500. The number one dealer of passenger cars in China. Why are there loans from two companies? Think about you. What is the down payment ratio? Brother, a conventional loan can only loan you 70% of the car price. If you have a down payment of 30%, if you are a civil servant and have social security provident fund and other good credit, you can get a loan of 80% of the car price. The remaining 20% ??down payment for your two loans will definitely exceed 70%. Also, what kind of information do you provide? Do you only have an ID card, driver’s license and a bank savings card as a repayment card?

I don’t know what kind of car you buy. If your car price is 100,000, just rely on it. With your ID card, driver’s license and bank savings card, you can get a loan of 65, which is 65,000. Your down payment is 35,000, but Huitong Leasing can help you get a loan of 20,000-35,000. How much down payment do you have at this time?

As for why three years and two years This is because the FAW-Volkswagen loan term is up to three years, Huitong 2 years, Huitong’s loan term must be less than or equal to the FAW Finance loan term, and Huitong’s minimum loan term is 20,000, and 40 of the loan price is the upper limit and less than 80,000. If the ratio of 40 exceeds 80,000, it needs to continue to be provided. Provide guarantee of information and install GPS

This kind of combined loan can only be done by 4S stores under the name of Guanghui Group. If you repay the Huitong loan, you will receive a text message notification. At this time, you can take the initiative to contact the 4S store. Financial specialist or car sales

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