According to the latest policy of Yichang Housing Provident Fund Management Center, Yichang housing provident fund loans can reach up to 800,000 yuan. The specific requirements of loan amount and loan term are as follows: the loan amount shall meet the following conditions at the same time: not less than 10000 yuan and not more than 800000 yuan; Not more than 80% of the total purchase price; Not exceeding the repayment ability of the borrower. If you want to know more about the provisions of Yichang housing provident fund loan amount, then take a look with me.

I. The loan amount shall meet the following conditions:

1, not less than 1 ten thousand yuan, not more than 800 thousand yuan.

2, no more than 80% of the total purchase price.

3. Not exceeding the loan amount calculated according to the borrower's repayment ability:

(1) Calculate the monthly income of the borrower respectively.

Monthly income of the borrower = (monthly contribution of unit housing provident fund+monthly contribution of individual housing provident fund) (unit contribution ratio+individual contribution ratio)

(2) Calculate the loan amount

Loan amount = borrower's total monthly income and loan term.

Two, the loan period should also meet the following conditions:

1, and the loan term is not less than 1 year and not more than 30 years.

2. The loan term is 65- the actual age of the principal borrower-1

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