It is generally difficult to get loans during probation, not because laws and regulations stipulate that loans cannot be made during probation, but because it is difficult to meet the loan conditions of commercial banks. The loan materials of commercial banks usually include permanent residence certificate or valid residence certificate and fixed residence certificate; Proof of marital status; Bank flowing water; Proof of income or personal assets; Credit report, plan or statement; Other information required by the bank. Probation officers are generally difficult to have stable legal income and the ability to repay interest. Even some commercial banks will exclude those who are serving sentences for criminal offences, especially those who commit economic and property crimes. As a criminal punishment system, probation has not yet ended, which will affect the ability to repay debts. Therefore, it is generally rejected by commercial banks.