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How about the 20% down payment loan for Xi’an Uxin second-hand cars?

Very good.

The Uxin second-hand car loan interest rate is related to the down payment ratio. The annual interest rate of Uxin second-hand car installment is about 15.8%, and the 20% down payment loan will be lower.

But as the down payment ratio increases, the liquidity of funds becomes worse. Whether to choose low down payment and high interest rate or high down payment and low interest rate depends on the loan needs of the lender.