how to borrow money
how to borrow money
step 1: click "I want to borrow money" on the home page, improve personal basic information and submit the expected loan amount.
Step 2: Huahuahua will review the information you submitted in the background. You can check the review process in My Account.
Step 3: After approval, you can get the quota. If you want to increase the current quota, then in the "increase quota", users can increase the loan quota by binding Sina Weibo account, binding Renren account, submitting call details, submitting central bank credit report, and submitting bank flow for nearly three months. This step can also be skipped.
step 4: click "quick cash withdrawal" in the bottom navigation bar to start borrowing, fill in the loan amount (the loan amount cannot be greater than the obtained amount), make a trial calculation of the loan term, select the repayment period, bind the cash withdrawal bank card, sign the loan agreement after confirmation, and submit the loan application. Huahuala is expected to complete the loan within T+1 working days.
loan period
applicants are free to choose short-term or medium-and long-term loan cycles. The period of short-term loan is 21 days or 28 days, with zero interest, and the principal and comprehensive service fee are paid in one lump sum at maturity. The borrowing period of medium and long-term loans is 3 months, 6 months or 12 months. Users need to pay the principal and interest in each period according to the equal principal and interest, and pay the corresponding comprehensive service fee at the same time.
Loan amount
Spend it to provide a loan of 1, ~ 5, yuan. It is divided into two parts: basic quota and promotion quota.