Auto loan filing means that auto finance companies register and file the information of auto loans that have been issued, so as to ensure the compliance of financial business and information security. After filing, auto financing companies have the means of management, supervision and risk control, which can better protect the interests of customers and financial institutions.

The main purpose of car loan filing is to standardize the financial market order, strengthen financial supervision and risk management and control, and prevent illegal elements from infringing. In addition, car loan filing will also help improve the credibility of auto finance companies, attract more customers to apply for loans, and further promote the development of auto finance.

For ordinary customers, car loan filing will not have much impact on them, just apply for car loan according to the normal process. However, borrowers need to pay attention to choosing regular auto financing companies to ensure that they have legal documents such as filing and license plate. If any misconduct is found, the borrower shall report to the relevant departments in time.