With the popularity of smart phones, more and more borrowers begin to like to borrow money on mobile apps. Credit households who are also borrowers can also borrow money on the mobile loan APP. Although baixin users do not have relevant credit records, they can prove their credit through third-party credit evaluation systems such as sesame credit rating on mobile phones. So, what mobile loan apps can white households do? Let's take a look at it for everyone.

First, ants borrow it.

Ant borrowing is a loan service of Alipay, and the threshold for application is sesame score above 600. According to different scores, the loan amount that users can apply for varies from 1 yuan. The longest repayment period of the loan is 12 months, and the expected annualized interest rate on the loan day will be repaid with the loan.

Second, WeChat micro-loan

WeChat micro-loan is provided by Weizhong Bank under Tencent, and users can easily find the function of borrowing money in WeChat wallet. Compared with other loan apps, WeChat does not need to download the loan app separately. WeChat loan can be operated directly in WeChat wallet, which greatly facilitates users. Perhaps your record of grabbing red envelopes can help you get a larger loan amount.

Third, Xiaomi loan.

Xiaomi Loan is a product of Xiaomi Company, which belongs to personal credit loan. Xiaomi uses big data to collect the credit information of Xiaomi's mobile phone users, thus giving specific quotas. The minimum amount of a single loan is 100 yuan, and the loan arrival time is expected to be within 10 minute. However, if the borrower wants to borrow money on Xiaomi loan, the premise is to have Xiaomi mobile phone and Xiaomi account.

Fourth, China Merchants Bank lightning loan.

China Merchants Bank's lightning loan is a mobile Internet loan product of China Merchants Bank. Users can handle it by themselves through the mobile banking APP of China Merchants Bank or online banking, and the whole process of loan application, approval, signing and lending is automated. However, the interest rate of China Merchants Bank lightning loan is said to be relatively high, and it is a white list invitation system. Even if you are a customer of China Merchants Bank, you may not be eligible for credit.