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Ganzhou 2022 Housing Provident Fund Talent Preferential Policy Ganzhou Talent Housing Policy
Preferential policies for housing provident fund

A+, A, B, C and D talents can enjoy the following preferential housing provident fund policies:

1. High-level talents who have not applied for housing provident fund loans in Ganzhou can withdraw the balance of their own and their spouses' personal savings accounts once a year to repay the principal and interest of their housing provident fund loans in different places.

2. High-level talents who rent commercial housing can withdraw the balance of personal deposit account of housing provident fund for themselves and their spouses once a year to pay the rent of the previous year by not exceeding 3 times the current upper limit standard of commercial housing rental place.

3. High-level talents and their spouses apply for housing provident fund loans when they buy self-occupied housing in Ganzhou City, which is not limited by the number of times they and their spouses use housing provident fund in different places.

4. High-level talents who apply for housing provident fund loans in Ganzhou can determine the loanable amount according to the maximum loan amount where the house is purchased, but the sum of the down payment and the loan amount shall not exceed the total price of the house purchased.

5. High-level talents can apply for provident fund loans first.

Class E can enjoy the following preferential housing provident fund policies:

1. The industry renting commercial housing is in urgent need of talents. You can withdraw the personal savings account balance of your spouse's housing provident fund once a year, and pay the rent of the previous year at a rate not exceeding 65438+ 0.5 times the current upper limit standard of the commercial housing rental place.

2. The industry urgently needs talents to apply for Ganzhou housing provident fund loans. The loan amount can be determined by 0.5 times of the loanable amount calculated by 65438+, but it shall not exceed the maximum loan amount where the house is purchased, and the sum of the down payment and the loan amount shall not exceed the total price of the house purchased.

Class F and Class G can enjoy the following preferential housing provident fund policies:

Industry talents and industry experts who rent commercial housing can extract the balance of personal savings account of their own and their spouses' housing provident fund and pay the rent of the previous year at an annual interest rate not exceeding 0.2 times of the current upper limit standard where the rented commercial housing is located.

Note: It will be implemented from 2022 1.