Hello, there are many procedures required to get a bank loan. You need to prepare a lot of personal information, such as: ID card, marriage certificate, residence certificate, real estate certificate, bank card statement, social security provident fund certificate, etc., and The bank review cycle is longer.

If you are in urgent need of money, it is recommended that you choose a reliable and formal channel of a big brand. Youqianhua is a credit service brand under Duxiaoman Finance (formerly Baidu Finance), which is safe and trustworthy. It has the characteristics of easy application, fast disbursement, flexible borrowing and repayment, transparent interest and fees, and strong security. The application requirements for Money to Spend are mainly divided into two parts: age requirements and document requirements.

1. Age requirement: between 18-55 years old. Special reminder: Youqianhua declines to provide consumer installment loans to college students. If you are a college student, please give up the application.

2. Information requirements: During the application process, you need to provide your second-generation ID card and personal debit card.

Note: The application only supports debit cards, and the application card is also your borrowing bank card. My identity information must be the second-generation ID card information. Temporary ID cards, expired ID cards, and first-generation ID cards cannot be used to apply.

This answer is provided by Youqianhua. I hope it will be helpful to you. Youqianhua, as a credit brand under Duxiaoman Financial (formerly Baidu Finance), provides users with convenient, fast and secure Internet credit services, with a maximum loan limit of 200,000.