1. There is no exact statement about how long you can buy a house after divorce, but if you need to buy a house after divorce, you should decide when you can buy a house according to the bank's mortgage policy. Because under normal circumstances, it takes more than one year for a bank to accept a loan to buy a house after divorce;
2. If the two parties clearly divide the real estate during the divorce and clearly indicate the real estate situation under their own names, then the relevant real estate departments will not have special requirements for both parties. If there is no real estate in your name after divorce, it can be calculated according to the first set of real estate. You can buy a house immediately without any loan and without any conditions.
The information required for mortgage loan is as follows:
1.3. Original and photocopy of the ID card and household registration book of the applicant and spouse. If the applicant and spouse do not belong to the same household registration, a marriage certificate shall be attached; If you are single, you need to provide a single certificate;
2. The original purchase agreement;
3.65438+ original and 0 copies of the advance payment receipt for 30% or more of the house price;
4. Proof of the applicant's family income and related assets, including payroll, personal income tax bill, income certificate issued by the unit, bank deposit certificate, etc. ;
5. The developer's collection account number is 1 copy.
Legal basis: Article 5 of the Measures for the Administration of Individual Housing Loans.
The borrower shall meet the following conditions:
(a) with permanent residence in cities and towns or valid residence status;
(2) Having a stable occupation and income, good credit and the ability to repay the principal and interest of the loan;
(three) there is a purchase contract or agreement;
(four) no housing subsidies to not less than 30% of the total price of the purchased housing as the down payment; If there is a housing subsidy, 30% of the personal commitment is the down payment for the purchase;
(5) There are assets recognized by the lender as collateral or pledge, or units or individuals with sufficient compensatory capacity as guarantors;
(6) Other conditions stipulated by the lender.