1. High interest rate: The interest rate of non-standard tax loans is usually very high, sometimes reaching tens of percent or even higher. Lenders often conceal or obscure the interest rate when signing a contract, resulting in the lender finally having to pay high interest.

2. Unreal loan amount: In order to attract customers, non-standard tax loans generally inflate the loan amount, but there may be various restrictions and deductions in actual operation, resulting in the actual amount being far below the promised amount.

3. Concealing expenses: The lender may conceal some expenses in the contract. These fees are usually included in the interest, resulting in the lender eventually having to pay higher fees. Non-standard tax loan refers to a form of loan with non-standard assets such as accounts receivable as collateral, which is mainly used for enterprise financing. In non-standard tax loans, the borrower transfers its accounts receivable or other non-standard assets to the lender, and the lender gives the borrower a certain loan amount according to the value of these assets.