1. Introduction to Pudong Development Bank’s Easy Financing 1. Loan interest rate: It is displayed as shown, usually in years. This interest rate is based on the one-year loan benchmark interest rate issued by the central bank and is increased by 12; the situation of each small and medium-sized enterprise is different and may vary slightly. 2. The loan period can be up to 5 years. Small and medium-sized enterprises can choose according to their own needs. As long as the application is successful, it can be used repeatedly within the limit. 3. The loan amount depends on the specific situation of the enterprise, but the maximum amount is as high as 30 million, which can meet the needs of most enterprises. Reminder: The amount is related to the value of the company's mortgage. Generally, the mortgage is 30% of the value of a house, and 50% of the value of an apartment. For other mortgages, please consult the bank staff. 4. Repayment method: interest first, principal later (interest is paid monthly, principal is repaid when one year is due, repay whenever you want, no penalty interest for early repayment). 5. Withdraw money into your account. As long as the money arrives into your account, you can directly withdraw money into your account through online banking or mobile banking.
2. How about Pudong Development Bank? Judging from the above introduction, the interest rate of Financing Easy is relatively low, at least conscientious among similar joint-stock banks. In addition, this corporate loan is very flexible, supports borrowing and repaying at any time, and can be used for recurring loans. The biggest feature of Easy Financing is that the collateral does not have to be in the name of the borrower, and assets in the name of a third party can also be used as security.