In order to facilitate customers to buy cars, Lifan Motor launched a one-stop car loan service for consumers. I learned from Lifan Auto official website that there are three kinds of car loans in lifan 320: worry-free smart package, easy-to-enjoy smart package and easy-to-buy package. The minimum down payment ratio is 20%, and the loan period is as long as five years. Take the standard LX of lifan 320 Zhong 1.3L as an example, the down payment is only 18 yuan, and the monthly payment in 980 yuan is 505 yuan.

According to the information provided by Lifan official website, lifan 320 car loan can go to the dealer for consultation, or you can choose online car loan service to buy lifan 320 through Lifan official website. The process is as follows:

1. Select the loan product and submit the application: fill in the "Instant Application" in official website or the "Application Form for Automobile Consumption Credit Loan" at the dealer of Lifan Automobile's 4s shop. Lifan automobile finance specialist customizes installment payment scheme for customers. When writing a loan application form, you should fill it out truthfully and comprehensively to avoid duplication of work and affect the speed of application review.

2. Confirm the application and make an appointment for investigation: After receiving the loan application, Lifan Automobile will confirm the application with the customer and verify the situation by phone or on site. On-site communication to collect information, according to the agreement, the account manager communicates with customers on the spot to collect loan-related information. Basic materials need ID card, household registration book, real estate license or other housing-related documents and proof of work unit. Different specific businesses will require other materials, subject to specific business requirements.

3. Loan approval: according to the investigation, evaluate and review the credit status and loan application of customers.

4. Handle relevant formalities and pick up the car: Once the customer's loan application is passed, he can sign a loan contract, pay the down payment, and handle the vehicle registration, insurance and mortgage.

Enjoy your car and pay back the money every month.

Million car purchase subsidy