I am now a high school student of 16. I just finished my first year of high school and want to apply for an American university, but I want to borrow 200,000 yuan. I don't want to disturb my parents. Help! Conditions for applying for loan business:

Natural persons aged between 18 and 65;

The actual age of the borrower and the loan application period should not exceed 70 years old;

Have the ability to stabilize employment and income and repay the principal and interest of loans on schedule;

Good credit information, no bad records, and legal use of the loan;

Other conditions stipulated by the bank.