More than two years ago, my husband's GG lent us tens of thousands to talk about mortgage to buy a house, OK! Borrowed it. Recently, I just heard from my mother-in-law that GG borrowed tens of thousands from his cousin. I'm a little dizzy when I hear that. It turns out that GG paid the down payment entirely by borrowing money from us and my cousin. This loan has no interest, and my cousin has a repayment period. We don't talk about this here.

In the past three years, everyone knows how house prices have risen. GG's house has risen by nearly 1000 (the location is not good). I want to buy a house now, because I don't have enough money, so I have to mortgage myself. I'm embarrassed to ask GG to pay back the money. Besides, I know that he has been saving money to pay back his cousin for the past two years.

To tell you the truth, I feel very bad. I am annoyed with people who borrow money from relatives and friends to buy a house. Your house is appreciating, and other people's money is lent without interest, which is equivalent to depreciation. In theory, GG is her husband's closest relative. I shouldn't have such feelings, but I think he is a little empty-handed when buying a house, and the down payment is borrowed. A monthly mortgage is equivalent to paying rent. After renting for 20 years, the house became his own property. Although the loan will be repaid, there is no pressure at all, no matter whether others want money or not.

What I don't like most is that GG has raised enough money to return my cousin's money to my mother-in-law for her to return, but her mother-in-law left the money in the bank, saying that the time is not up, there is no hurry, and it will be returned at that time. This makes me feel bad. It is enough for others to borrow money without interest. Why not pay back the money and put it in the bank to earn interest?

I can't do such a thing. This time, I paid 25% of the house price. I have a mortgage. My mother-in-law suggested that we borrow it. I am embarrassed to borrow money from my relatives to appreciate. I can borrow it. I pay the loan interest to the other party, which is equivalent to paying the loan interest paid to the bank to my relatives. In this way, relatives will not suffer losses, or more accurately, earn more than deposit in the bank.

I wonder if my point of view is too unreasonable. Ethically speaking, relatives and friends should not care so much about gains and losses, but I really can't bear to make profits for myself but let my relatives' interests suffer, and I don't like relatives to make profits but let their interests suffer. I like one is one, two is two, brother, one is clear and two is white.