Since the September 30 policy last year, many places across the country have introduced purchase restriction policies, and the property market has gradually cooled down. Long before the introduction of the policy, there were many hidden rules in the property market. Even under the control policy, the operation in front of the stage is normal, and the black-box operation behind the stage is still a bit chaotic.

1, the specified "headcount fee"

Hefei's "headcount fee" that broke out some time ago is one of them. Since last year, Hefei is one of the cities where house prices have risen too fast. Last year, the Hefei Municipal Government requested that the first filing price of new commercial housing be determined according to the filing price of new commercial housing of the same region, quality and type. The filing price of the same project and similar houses shall not be raised within 6 months; The price increase after re-filing for more than 6 months shall not exceed 1%. For the project that has obtained the pre-sale permit, all saleable houses shall be made public at one time within 10 days, and it shall not be sold at the record price in the form of "price increase".

Under the restriction of regulation, developers sell houses in disguise by charging "head fee". The purchaser pays part of the "head fee" as the down payment, and the broker takes the purchaser to the sales office to sign a purchase contract with the developer. Then the purchaser pays the remaining "head fee" to the intermediary, and pays the down payment for mortgage formalities according to the requirements of the purchase contract. Developers are very cunning. As a third party, they charge intermediaries, and the charges will not be written into the contract. Moreover, they only accept cash payment, do not accept transfer, and do not issue receipts, that is, there is no voucher, and it is difficult for the regulatory authorities to obtain evidence. If, after the house purchase transaction is concluded, the buyer files an action to defend his rights on the "headcount fee", the court will make a ruling according to law that the "headcount fee" needs to be refunded, the house purchase contract will also be deemed invalid, and the purchased house will be returned to the developer. In the case of rising house prices, the losses of buyers are even greater.

2. The intermediary urges the seller to bid high.

In some houses, the listing price is higher than the market price because there is an intermediary at work. Intermediaries will encourage sellers to raise prices by comparing the prices of other sellers. Intermediaries can earn more agency fees. Some houses are overpriced, and buyers have to bear the cost of ten or even hundreds of thousands. . Therefore, some cities stipulate that new houses cannot be sold at high prices, which limits the price speculation.

3. False propaganda

Some housing information is untrue, but they are labeled as "school district housing" and "rapid appreciation" by intermediaries or developers, which can attract buyers for household registration and enrollment, but in fact they may not be able to fulfill their promises. Many property buyers easily believe the words of developers or intermediaries and are fooled into buying a house. Recently, the Beijing Municipal Commission of Housing and Urban-Rural Development asked all websites to review the published houses and delete the houses containing false propaganda words such as "unlimited appreciation potential", "school district housing" and "commercial and residential dual use". Other cities may follow Beijing's example and standardize housing information.

4, the real estate transfer also has a scalper number.

After the Spring Festival, the property market began to show signs of rebound, and owners also encountered long queues. Some people saw the business opportunities, and the prices of some expedited contracts were fired to tens of thousands of yuan. In fact, as early as last year when the property market was hot, the maximum amount of scalper transfer had reached tens of thousands of yuan. It seems that buying a house and transferring ownership has formed a gray industrial chain. Due to the long transaction process of second-hand housing, the process of buying a house by loan takes several months. Many improved buyers sell one set and buy another. If time is delayed in the process of transfer, it is likely to lead to breach of contract, and "transfer of scalpers" is always prohibited.

Counting the above unspoken rules, which one is not because of grasping the psychology set by buyers who are eager to buy a house, and finally the most serious injury is buying a house. Property buyers should keep their eyes open and not fall into a strange circle because of greed for a while.

(The above answers were published on 20 17-05-03. Please refer to the current actual purchase policy. )

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