Legal basis: Article 65 of the Development Policy of Automobile Industry actively develops automobile service trade and promotes automobile consumption. The state supports the development of automobile credit consumption. Financial institutions engaged in automobile consumption credit business should improve their services and the way of automobile credit mortgage. Under the premise of ensuring credit security, consumers are allowed to obtain automobile consumption loans with the purchased cars as collateral. Upon approval, qualified enterprises can set up non-bank financial institutions specializing in automobile sales, and foreign capital can carry out automobile consumption credit, leasing and other businesses. Efforts will be made to expand car rental, driver training, storage and transportation, rescue and other businesses, improve the information statistics system of the automobile industry, and develop automobile network information services and e-commerce. Support qualified units to establish consumer credit information systems and realize information sharing.