According to the inquiry of I Love Card Network, the conditions of real estate mortgage loan of CITIC Bank are as follows:

1. The lender can provide personal ID card and valid residence certificate, such as residence permit.

2. The lender must have a stable professional and economic income, and the lender is over 18 years old and has full capacity for civil conduct.

3. The lender has the ability to repay the loan, and the lender can implement the loan guarantee conditions.