According to the Tort Liability Law of People's Republic of China (PRC).

Article 2 Whoever infringes upon civil rights and interests shall bear tort liability in accordance with this Law.

The civil rights and interests mentioned in this Law include personal rights and property rights such as the right to life, health, name, reputation, honor, portrait, privacy, marital autonomy, guardianship, ownership, usufructuary right, security right, copyright, patent right, trademark exclusive right, discovery right, stock right and inheritance right.

Article 3 The infringed party has the right to request the infringer to bear the tort liability.

Fifteenth ways to bear tort liability are:

(1) Stop the infringement;

(2) remove obstacles;

(3) eliminating danger;

(4) returning property;

(5) restitution;

(6) Compensation for losses;

(7) apologize;

(eight) to eliminate the influence and restore the reputation.

The above tort liability methods can be applied separately or in combination.

2. Collect evidence, and if negotiation fails in the bank, bring a lawsuit to the court, claiming that the loan contract is invalid.

The legal basis is the Contract Law of People's Republic of China (PRC).

Article 48 A contract concluded in the principal's name after the actor has no agency right, exceeds the agency right or the agency right is terminated, without ratification by the principal, it will not be effective for the principal, and the actor shall bear the responsibility.

The other party may urge the principal to ratify it within one month. If the trustor fails to declare it, it shall be deemed as refusal to ratify it. Before the contract is ratified, the bona fide counterpart has the right to cancel the contract. Revocation shall be made by notice.