Student-origin credit loan is a one-year loan, and the procedures are the same as those in the first year.

loan application

The borrower applies for a loan to the Student Financial Assistance Management Center of the Education Bureau of the county (city, district) where his household registration is located (hereinafter referred to as the "county-level financial assistance center"), fills in the loan application form, and provides the following materials at the same time:

1. The original and photocopy of the household registration book of the borrower and the borrower;

2. The original and photocopy of the ID card (or valid identification certificate) of the borrower and the borrower;

3. Certificate of student status. Freshmen with college admission notice and its copy; Students should present their Student ID Card and the Certificate of the Borrower's Life Origin of Student-origin Credit Student Loan issued by the university where the borrower is located.

signing the contract

① The local financial aid center examines the application materials →→ ② The local financial aid center instructs the borrowing students to open personal accounts in the handling bank →→ ③ Signing the Loan Contract of Student-origin Credit Student Loan →→ ④ The local financial aid center issues the Receipt of Student-origin Credit Student Loan Contract.

Contract receipt

① Borrowing students bring the contract receipt to the school →→ ② The school goes through the formalities according to the requirements of the contract receipt →→ ③ The students themselves send the contract receipt back to the student's county-level financial aid center →→ ④ The local financial aid center prepares a summary table and submits it to the provincial student financial aid management center → ⑤ The provincial financial aid management center submits it to the handling bank for approval.

loan issuance

① the handling bank will transfer the loan funds to the personal account of the borrower →→ ② the loan funds will be transferred from the personal account to the tuition account of the borrower's school.

Extended information:

Notes on Filling in the Confirmation Form of Student-origin Credit Student Loan in Colleges and Universities:

1. This form is an application form for the approval of qualified freshmen and students in colleges and universities with financial difficulties, who applied to the China Development Bank for student loans in the county (city, district) where their household registration is located before entering the school. Students applying for student loans must truthfully fill in all kinds of information listed in the form.

2. The domicile of the borrowing student should be the county (city, district); The borrower must be an ordinary university or higher vocational school that has been recognized by the national education authorities at all levels.

students who have obtained a true, lawful and valid admission notice; Borrowing students' families are indeed families with financial difficulties. Borrowing students should be honest and trustworthy, law-abiding, and have no record of violating laws and regulations.

3. * * * The same borrower mainly refers to the parents of the borrowing students. If the borrower is an orphan, the borrower is another legal guardian, or a natural person with full civil capacity who voluntarily assumes the repayment responsibility with the borrower.

4. Borrowing students should choose the time limit for applying for loans according to the educational system of the institutions and majors they are enrolled in. The upper limit of the loan term is "school years +1 years", with the longest not exceeding 14 years and the shortest not less than 6 years.

5. Qualification examination unit: the township (street office) shall affix its official seal to the examination opinions.

Student-origin student loan refers to the student loan issued by China Development Bank to eligible freshmen and students in colleges and universities with financial difficulties. Its purpose is to help students with financial difficulties pay the tuition fees, accommodation fees and other expenses needed during their studies at school.

The students from poor families in the loan target refer to the college students who can't pay the basic expenses of their study and life during their study in school with the funds raised by themselves and their families.

Student-origin student loans are credit loans, and there is no need for mortgage and guarantee when applying. Students and parents (or other legal guardians) are * * * the same borrowers, and * * * are both responsible for repayment.

The policy of student-origin credit student loan issued by the state has been actively piloted in many provinces and cities across the country. Most cities have started to implement student-origin credit student loan and apply for national student loan. Students need to consult the local education administrative department about the specific application for student-origin credit student loan.

If college students need to know more about the policies and information about student-origin student loans, they can visit the Student Loan Information Network of China Development Bank for understanding and applying for student loans.

Baidu Encyclopedia-Student Source Credit Student Loan