Spread out completely
It is recommended to apply for loans through bank channels. China Merchants Bank has a lightning loan business. At present, it can only apply through mobile banking, or check whether it meets the application conditions.
If you have a savings card of China Merchants Bank, you can log in to mobile banking and enter the application page in My → All → My Loan → My Lightning Loan.
The maximum loan amount is 300,000 yuan and the minimum loan amount is 1 1,000 yuan; Your specific quota will be verified according to your business situation in China Merchants Bank, and you can check it after your application is successful.
Third, how to calculate the interest of ABC's online loan? A compulsory course for borrowers!
Nowadays, online loans are increasingly favored by borrowers. But experienced borrowers will know the interest of loan products in advance. Today, I will introduce how to calculate the interest on the online loan of Agricultural Bank of China.
The interest rate of ABC's online fast loan is relatively low, and the annualized loan interest rate of many people can be as low as the benchmark interest rate 10%. Agricultural Bank of China adopts the form of due repayment, and the loan term is generally 1 year. In other words, ABC's online loan interest is paid off in one lump sum. Therefore, Agricultural Bank of China:
Agricultural Bank of China online loan interest = loan principal × annualized loan interest rate × 1
For example, if you apply for a loan from ABC Netjet, the loan interest rate is 100000××× 1 = 4500 yuan.
However, many friends may choose to repay in advance. Then, a major feature of the early repayment of the Agricultural Bank's Netjet loan is to repay it at will. Therefore, when people repay in advance, they generally don't have a high amount of NetJet loans. This is the right amount to increase!
Overall, the cost performance is higher. In addition, here are three tips for getting low interest rates.
1. When applying for online quick loan from Agricultural Bank of China, increase the amount of credit card swiping and keep a good repayment record;
2. Try to show your proof of housing loan and provident fund deposit to ABC;
3. Go to ABC's business outlets to improve personal information and update all outdated information. 4. What is the credit line of ABC?
Hello, please refer to the following standards for the loan amount of NetJet:
1. The loan amount applied by NetJet is 20,000 yuan to 200,000 yuan (the minimum credit amount for customers who apply for NetJet before 9: 00 am on May 19 is 3,000 yuan, and the minimum credit amount for customers who apply after 9: 00 am on May 19 is adjusted from 3,000 yuan to 2.
2. The borrower needs to use the loan within the validity period of the line, which can be recycled. The validity period of the line is 1 year. (The longest application period for ordinary customers is 1 year, and the longest application period for special customers with scenes is 5 years. Please refer to the system display when applying. )
3. Online loan is currently a revolving loan, and it can be lent in installments at any time. The minimum amount of a single loan is 65,438+0,000 yuan, and the maximum amount is within the amount applied by the customer. For example, the customer successfully applied for NetJet loan through electronic channels, with a quota of 654.38+0.5 million, and the loan was 50,000 on the same day. Customers can continue to distribute the remaining 65438+ million on the same day.
(Answer time: 202 1 1 6. In case of business changes, please refer to the actual situation. )