rural commercial bank. According to the query results of relevant information, in 221, the one-year fixed interest rate of Rural Commercial Bank is 1.95%, and the interest is 1, yuan *1.95%*1 year =195 yuan. The annual interest rate of fixed deposits in rural commercial banks: 1.4% for three months. 6 months is 1.56%. The annual rate is 1.95%. Two years is 2.52%. Three years is 3.2%. Five years is 3.3%.