Current location - Loan Platform Complete Network - Loan intermediary - I want to know what conditions foreigners in Tianjin need to meet when applying for provident fund loans.
I want to know what conditions foreigners in Tianjin need to meet when applying for provident fund loans.
Legal analysis: Yes, this situation belongs to the provident fund loan in different places. Loan city provident fund center accepts the consultation of employees' loan business in different places, and informs them of the audit materials required for loans at one time; Employees themselves or their clients apply to the municipal provident fund deposit center, and the municipal provident fund deposit center verifies the loans paid by employees according to their applications, and issues the Certificate of Housing Provident Fund Deposit and Use for employees who have never used the housing provident fund or whose first housing provident fund loan has been settled; During the loan repayment period, if the individual account of housing provident fund is transferred, the original deposit city provident fund center shall promptly inform the loan city provident fund center and transfer it to the city provident fund center.

Transferred to the city provident fund center should be re-identified and recorded in a timely manner after receiving the employee housing provident fund account. Legal basis: Article 24 of the Regulations on the Management of Housing Provident Fund: In any of the following circumstances, employees may withdraw the storage balance in their housing provident fund accounts:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income. According to the previous paragraph

(2),

(3),

Item (4) stipulates that if employee housing provident fund is withdrawn, the employee housing provident fund account shall be cancelled at the same time. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.