The household registration book is only a basic household registration document that reflects the basic information of the population. First of all, it is basically impossible to borrow money from the bank only by the household registration book. If you borrow from a private person, the loan information will not be reflected in the bank's credit information system. Then you can go to the bank for a loan with the real estate license now. As long as the credit information system does not have your previous loan information, this loan will not be affected.

Secondly, you lend your account book to others for a loan. I wonder if you signed it yourself. If you don't sign it yourself, then you have nothing to do with the loan. If you signed it yourself, what did you sign? If you are the guarantor, and you are borrowing from the bank, and loans overdue, meet these three conditions, your loan will be affected.