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What are the procedures for Shaanxi bank loan?
loan target: 1. China citizens with full capacity for civil conduct and overseas and foreign citizens with the right of abode in Chinese mainland; 2. Pay the down payment (not less than 3% of the total purchase price); 3. Have a stable economic income and the ability to repay the principal and interest of the loan; 4. Agree to use the purchased property as mortgage for the loan. 2. Meet the following conditions at the same time: 1. Hold a legal household registration book (not limited to this city), ID card or business license, certificate of legal representative or legal residence permit and passport, and purchase commercial housing designated by the bank in this city; 2, open a deposit account in the bank, the deposit balance is not less than 3% of the proposed purchase of housing; 3. Having valid purchase contracts, agreements and other supporting documents; 4. Agree to mortgage the house property under the house purchase contract; 5. Willing to perform all the terms of the loan contract; 6. Other conditions stipulated by the bank. 3. Materials to be issued and provided: 1. Original and photocopy of resident ID card; 2. Original and photocopy of the house subscription book; 3. The original and photocopy of the down payment; 4. Proof of monthly contribution ability, including: personal and family income certificate, deposit certificate (passbook or other securities), etc. There is no limit.

I hope to adopt it.