After the loan is settled, the borrower will retrieve the legal documents and relevant supporting documents extracted by the bank with his valid identity certificate and the loan settlement certificate issued by the bank, and go through the mortgage registration cancellation formalities with the original mortgage registration department with the loan settlement certificate. The vehicle management office is mainly responsible for the registration, alteration, transfer, mortgage and cancellation of registration of motor vehicles.
The vehicle management office applies for, supplements, redeems, verifies and accepts other businesses related to motor vehicles and drivers.
Required procedures:
1, identity of owner and mortgagee
When the vehicle decompression is completed in Zhengzhou, the identity certificates of the owner and mortgagee should be fully prepared, and it is best to ensure that the owner is on the scene, because there are many problems that need to be dealt with temporarily. When dealing with vehicle decompression in Zhengzhou, if the owner is not at the scene, there will be some problems during the treatment, which is naturally inconvenient.
2. Power of attorney and official seal of the bank.
Because loans are usually made by banks, banks need to issue corresponding certificates when decompressing vehicles in Zhengzhou. Then at this time, the bank you choose when handling the loan will issue a letter of entrustment and affix the official seal, so that this document can have legal effect.
3. Registration certificate
Because in the end, if you want to decompress the vehicle in Zhengzhou, you need to fill out the form at the vehicle management office, so as to prove that the vehicle is yours, and you also need your proof of settlement when filling out the form.
Legal basis: Regulations on Motor Vehicle Registration
Article 18 Where the ownership of a registered motor vehicle is transferred, the owner of the motor vehicle shall apply to the motor vehicle management office for transfer registration within 30 days from the date of delivery of the motor vehicle.
Before applying for transfer registration, the owner of a motor vehicle shall deal with the illegal acts of road traffic safety and traffic accidents involving the vehicle.
Nineteenth to apply for transfer registration, the current motor vehicle owner shall fill in the application form, submit the motor vehicle for inspection, and submit the following documents and vouchers:
(a) the identity certificate of the current motor vehicle owner;
(2) Certificates and vouchers of the transfer of ownership of motor vehicles;
(3) Motor vehicle registration certificate;
(4) Motor vehicle driving license;
(five) the customs supervision of motor vehicles shall also submit the "Certificate of Deregulation of Vehicles under Customs Supervision in People's Republic of China (PRC)" or the transfer certificate approved by the customs;
(six) motor vehicles that have exceeded the validity period of the inspection shall also submit the certificate of motor vehicle safety and technical inspection and the compulsory insurance certificate for traffic accident liability.