What is the reason why JD Gold Bar cannot be activated?

For people who are accustomed to shopping online, if they want to borrow money, they will tend to choose loan products from relevant platforms first, such as JD.com’s gold bars, Alipay’s Jiebei, and Suning’s Wansudai. Many people want to use JD Gold Bar, but find that they cannot activate it. So what is the reason why JD Gold Bar cannot be activated?

1. JD.com Baitiao has not been activated: If you want to activate JD.com Gold Bar, you must first activate JD.com Baitiao. If the user does not have JD.com Baitiao, you can activate Baitiao first and then try to activate Gold Bar. The activation requirements for Baitiao are not high.

2. Poor personal credit status: Jingdong Gold Bar is a credit loan product. If the borrower has many overdue credit records, or the novice has a low trust score, it cannot be activated and used.

3. There are few consumption records on JD.com: If you rarely consume on JD.com and directly open the I-Bar, it will be difficult to apply for gold bars. The system has its own evaluation standards and there is no consumption record. It is difficult to accurately judge the borrower's consumption level.

In summary, what is the reason why JD Gold Bar cannot be activated? There are many reasons. Friends who want to activate JD Gold Bar, it is recommended to spend more on JD.com and maintain good consumption habits. Use JD Baitiao to pay more often and maintain a good credit status. Why can’t JD Gold Bar be activated? There are these reasons!

For people who are accustomed to shopping online, if they want to borrow money, they will tend to choose loan products from relevant platforms first, such as JD.com’s gold bars, Alipay’s Jiebei, and Suning’s Wansudai. Many people want to use JD Gold Bars, but find that they cannot activate it. So why can’t JD Gold Bars be activated? Let’s take a look.

Why can’t JD Gold Bar be activated?

1. If you have not activated JD Baitiao and want to activate JD Gold Bar, you must first activate JD Baitiao. If the user does not have JD Baitiao, you can activate Baitiao first and then try to activate Gold Bar. The requirements for opening Baitiao are not high. The methods are as follows. Several: Method 1: Log in to the JD Finance APP, click "Baidiao" - "JD Baitiao", activate it, and activate it. If you are a new user, you can log in to the JD Baitiao website to activate. Method 2: Log in to JD.com APP, enter "My" - "Baidiao" - "Activate Baitiao", fill in the relevant information to activate. Method 3: To activate on the computer, you can visit the JD homepage, log in to your personal account, find "JD Baitiao" in the navigation bar, and fill in the relevant information to activate.

2. Poor personal credit status Jingdong Gold Bar is a credit loan product. If the borrower has many overdue credit records, or the novice trust score is low, it cannot be activated and used. To successfully activate Jingdong gold bars, the borrower needs to maintain a good credit record, have a good credit report, and not have various overdue records, and the borrower's novice credit score must be relatively high.

3. There are very few consumption records on JD.com. If you rarely spend money on JD.com and directly open a white bar, it will be difficult to apply for gold bars. The system has its own evaluation standards and there is no consumption record. It is difficult to accurately judge the borrower’s consumption level. To sum up, there are many reasons why JD Gold Bars cannot be activated. If you want to activate JD Gold Bars, it is recommended to shop more on JD.com, maintain good consumption habits, and use JD Baitiao to pay more often, so as to maintain good consumption habits. Credit status. What should I do if JD Gold Bar is temporarily unable to provide you with gold bar services

JD Gold Bar is temporarily unable to provide gold bar services: It is recommended to maintain good consumption habits and continue to pay attention. If this prompt appears, it means that the user's information has temporarily failed to pass the system. Based on a comprehensive assessment, gold bars cannot be activated or used at the moment. Jingdong gold bars are credit loan products. Whether they can be activated depends on the comprehensive assessment of the system. Active application for activation is not supported.

Jingdong gold bar interest charging standards

Daily interest calculation mode:

Calculation rules: Interest payable for the current period = daily interest * number of borrowing days

Daily interest = current principal repayable (all repayable principal) * daily interest rate

Monthly interest calculation mode:

Calculation rules: repayment amount per period =Loan principal/Loan period Loan principal*Loan monthly interest rate Liquidated damages (if any)

Extended information:

Jingdong Gold Bar is cash tailor-made for users with good credit Lending services.

When activating JD gold bars, the qualifications need to be reviewed: gold bars belong to the credit consumption borrowing business, and there will be more reference information, such as the historical usage of gold bars, white bars and other financial products (including JD.com). We recommend that you maintain good borrowing and consumption habits and avoid borrowing beyond your repayment capacity, overdue payments, or other illegal uses. The review time is generally 1 working day.

JD Finance - Why does the system prompt "I am temporarily unable to provide you with JD Gold Bars" when I open JD Gold Bars

JD Finance - How to apply for JD Gold Bars

JD Finance - When activating JD Gold Bar, the prompt "Qualification under review" is being reviewed. Why is the JD Gold Bar prompt unavailable?

JD Gold Bar is based on the JD shopping platform and has been popular among many consumers. When paying for purchases on the platform, you can choose Jingdong white bars, and when you are short of cash, you can choose Jingdong gold bars. However, many users ask, why does my Jingdong gold bar prompt that it cannot be serviced? There are several reasons. Let’s take a look at it together. Look.

1. When activating Jingdong Gold Bar, the prompt "Service is temporarily unavailable" in this case can only mean that the user's personal information has not passed the comprehensive evaluation of the system, such as incomplete information and low creditworthiness. , JD.com is not active enough, etc., it is not allowed to activate the gold bar service. It is recommended to complete the personal information and maintain good consumption habits when shopping on JD.com

2. This is generally the case when using gold bars to borrow money. It means that the user was able to borrow money before, but cannot borrow money this time. If a prompt "gold bar loan service is temporarily unavailable" appears, it may be because the user's repayment is overdue, or the personal debt has increased, or the loan is suspected of being used illegally, because When the system reviews each loan, it will make a judgment based on the user's current and historical credit status. Manual customer service cannot intervene. It is recommended to maintain good personal credit and consumption habits and pay attention to the system evaluation update later.

3. Under normal circumstances, if it suddenly prompts that the service cannot be performed, it means there is a malfunction. Like most other loan platforms, there will always be some system upgrades, debugging, maintenance, etc. You can refresh the phone, restart the device and try, if it still cannot You can check the service after a period of time. The above is the relevant content about why JD Gold Bar prompts that the service cannot be provided. If you are anxious to use money, you can try other formal platforms similar to JD Gold Bar, such as Weilidai, Jiebei, and Youqianhua. etc.