Even if customers already have credit loans, they can apply for new loan business. As long as the customer's personal credit is good, there is no bad record in the recent credit report; And have a stable and legal source of income, can provide sufficient income and financial information to prove that they have the ability to repay the principal and interest of the loan on time, and generally can handle the loan smoothly.

Letter e-loan is a loan product launched by Pingyuan Rural Commercial Bank, and users apply through the mobile banking app of Pingyuan Rural Commercial Bank. No guarantee or mortgage is needed. After successful application, the credit line is valid for a long time, and users can recover the credit line.