Legal analysis: it is not illegal, but it is illegal not to repay in installments. Beauty loan, as a kind of consumer loan, is to meet the needs of beauty lovers who have the will to beauty but lack funds. However, some loan platforms have operational loopholes, which provide loan intermediaries with opportunities to defraud loans. So don't touch the loan for beauty.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 577 Where a party fails to perform its contractual obligations or fails to perform its contractual obligations in conformity with the contract, it shall be liable for breach of contract such as continuing to perform, taking remedial measures or compensating for losses.

Article 578 Where a party expressly expresses or shows by his own behavior that he will not perform his contractual obligations, the other party may require him to bear the liability for breach of contract before the time limit for performance expires.

Article 579 If one party fails to pay the price, remuneration, rent or interest, or fails to perform other monetary obligations, the other party may demand payment.