1. The loan amount of Taizhou provident fund shall not be higher than the specified proportion of the total amount of self-owned houses purchased, built, renovated or overhauled, in which the total amount of self-owned houses purchased does not include the garage, and the value of the garage and the house cannot be assessed due to the same deed tax, and the loan amount shall be deducted according to the approved calculation of 6,543,800 yuan each.

2. When building, renovating or overhauling a house with its own property rights, and the land is collectively owned, when other property is mortgaged, the loan amount shall not exceed 70% of the value of the mortgaged property.

3, the purchase, construction, renovation or overhaul of the same set of free property housing, the sum of the amount of the loan application and the accumulated withdrawal amount, can not exceed the total house price.

4. The loan amount can be adjusted according to the repayment ability of employees, and the repayment ability needs to be comprehensively evaluated by considering the borrower's urban basic living expenses, family liabilities, guarantee liabilities and other factors.