Legal analysis: you can change jobs and pay back the previous provident fund when looking for a job. Moreover, the provident fund cannot be interrupted for three months. If the provident fund loan is interrupted for three months, the contract may be terminated or the commercial loan interest rate may be implemented. If you change jobs and find a job, you should continue to pay the provident fund. After handling the housing provident fund loan, immediately seal the account to stop paying the housing provident fund, and the housing provident fund management center shall order it to pay back the outstanding housing provident fund, and pay it in full and on a normal monthly basis during the loan period; Refused to pay, to recover the housing provident fund loans or the implementation of commercial loan interest rates. For borrowers who have applied for provident fund loans, if the borrowers of housing provident fund loans fail to pay the housing provident fund in full and on time for three consecutive months or six cumulative months, the provident fund management center has the right to terminate the loan contract and require the borrowers to pay off the housing provident fund loans in advance.

Legal basis: Article 15 of the Regulations on the Management of Housing Provident Fund stipulates that if a unit hires employees, it shall go through the deposit registration at the housing provident fund management center within 30 days from the date of employment, and go through the formalities for the establishment or transfer of employee housing provident fund accounts.

Where a unit terminates the labor relationship with its employees, it shall, within 30 days from the date of termination of the labor relationship, go to the housing provident fund management center for change registration, and go through the formalities of transferring or sealing the employee housing provident fund account.