When identifying regular loan companies, you should pay attention to the following points:

1. Unsecured loan scammers often use the banner of "big company" or "national business", or even Some banks, well-known small loan companies, financing platforms, etc. use the names to confuse borrowers and gain their trust. Some loan scammers use the name of a company, but do not have an office address, or even provide a business license and ID card. In this case, you can ask the industrial and commercial department to verify the authenticity.

2. The more you claim that the threshold is low, the lending speed is fast, and the interest rates are extremely reasonable, the more attention and precautions you need to take. In addition, loan scammers often only leave mobile phone numbers, QQ and other information, but generally do not leave landline numbers and addresses. If they do, they can also verify their authenticity based on inquiries.

3. The borrower is often required to transfer deposits, handling fees, first month interest and other nominal amounts in advance, and then contact the borrower after the borrower has made the payment. The other party has already "sneaked away" and is unable to Get in touch again. This type of "loan" behavior usually does not sign any legal or formal contract before transferring money. The borrower is required to pay a certain fee first by just relying on a few words of chat on the Internet.

You must be aware of security precautions. If you encounter a scammer, you should call the police as soon as possible to protect your rights.