First of all, it is definitely illegal, because the bank knows all about the above-mentioned situation of the company, and the bank has violated the rules when making the investigation report. Moreover, the loan purpose of the enterprise does not match the actual loan purpose, and there is no real trading background. The risk department of the bank agreed that the loan was actually illegal without examining the enterprise's problems. To sum up, it would not lend money to them without shady circumstances.

when there is a risk in the loan, the bank loan personnel pay the main responsibility, and the personnel of the risk control department and the competent leader will be jointly and severally liable. Now, unlike before, the bank loan can throw the non-performing assets to the asset management company, but the loan personnel follow the bad situation wherever they go, unless they are not engaged in the financial industry.