Borrower _ _ _ _ _ _ _ (ID number _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _)

Lender _ _ _ _ _ _ _ (ID number _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _)

Borrow RMB (in words) for the purpose of (business turnover) _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ RMB Yuan only, and the interest is RMB Yuan only. This clause is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Borrower:

Date:

Two, fill in, should pay attention to the following items:

1. The legal full names of borrowers and lenders should be clearly written, and it is best to attach ID numbers;

2. The loan amount should be clearly written, including the amount expressed in words and figures;

3. The term of the loan should be clearly written, including the start and end dates of the loan and a clear loan term;

4. The loan interest should be clearly written, with a clear annual or monthly interest rate, the total amount of loan interest that should be paid in the end (including the amount expressed in words and figures) and the payment method;

5. The date, month, day, time and payment method of repayment of loan principal and interest shall be stated;

6. There should be the borrower's personal signature, handprint or handwritten signature.

7. If the amount is large, the loan purpose or payment record shall also be indicated.

Extended data

The IOU should clearly write down these contents:

1. Lender, currency, loan amount (the amount should be expressed in figures and words, and it should be consistent, and some people will bring a lawsuit because of the dispute over the amount), purpose (it cannot be used for illegal activities. If the other party borrows money for illegal activities, such creditor's rights are not protected by law).

2. Interest rate (different from interest, x% interest rate is the annual interest rate, x‰ interest rate is the monthly interest rate, and the agreed interest rate is protected by law within 4 times of the bank's loan interest rate for the same period, not protected by some laws) and repayment time (the starting time that affects the limitation of action).

3. The borrower (the borrower and the borrower's name should be consistent with the name on my ID card) and the borrowing time (lunar or solar calendar). If there is a witness or guarantor, let him sign, but it is necessary to specify whether it is a witness or a guarantor to avoid disputes.

References:

Baidu Encyclopedia-IOU Template