At present, the mortgage of the house is mainly divided into two situations, one is the mortgage loan when buying a house, and the other is the mortgage of the house to the bank loan because of the tight money. But in either case, it is necessary to carry out mortgage evaluation, because the evaluation value of mortgage evaluation directly affects the loan amount of the house, so how to calculate the mortgage evaluation fee? Let's take a look at Bian Xiao.

How to calculate the assessment fee of housing mortgage loan?

The calculation method of mortgage loan evaluation fee mainly depends on the purpose of the house. For residential use, the loan appraisal fee is generally 400~600 yuan; for office use, it is more than 1 1,000 yuan. Of course, there are also evaluation companies that will charge according to one thousandth of the square meter of the house. Usually, the appraisal fee is 0.5% of the appraisal amount.

How to apply for mortgage evaluation?

1. First of all, we should entrust some qualified institutions to consult and consult relevant documents, and at the same time, we should learn more about the relevant knowledge of housing mortgage evaluation. In addition, the entrusting party shall issue a "house appraisal power of attorney" to the house mortgage appraisal agency as the basis for entrusted appraisal. If there is no objection to the housing mortgage appraisal institution, it can be regarded as accepting the entrustment.

2. The client shall provide relevant information about the house and land to the relevant units, such as land use certificates and drawings, property certificates and drawings of buildings on the ground, and registration documents of other rights of real estate, etc. Where the land use right is obtained in a paid way, a contract for the assignment or transfer of the land use right shall be provided.

3. When the materials are ready, they can be handed over to the relevant appraisal institutions. At the same time, the entrusting party may also agree with the house mortgage appraisal agency on the time of field investigation, and specify the specific requirements during the investigation. The house mortgage appraisal institution conducts on-the-spot investigation and appraisal of the client's house at the agreed time, and it takes about one month for the client to pay the house mortgage appraisal service fee, and the client can conveniently receive the house mortgage appraisal report.

Summary: Well, this is the end of the introduction on how to calculate the assessment fee of housing mortgage loan. I hope I can give you some help. I believe that in the process of how to calculate the assessment fee of housing mortgage loan in the future, friends will be more handy and get their own satisfactory answers.

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