Need to apply for a bank loan. Submit application materials, copies of ID cards, application forms, etc. Notarization procedure. If you buy a second-hand house or a car, you need to go to the notary office for notarization. Guarantee procedure. Providing a certain guarantee is the guarantee of bank lending, so it is best to go through the guarantee procedures before lending. Mortgage procedure.

To buy a house, you must first go through the mortgage registration formalities with the Housing Authority with the purchase contract, and then the bank will allow you to apply for a mortgage loan.