To apply for a loan from a rural credit cooperative, the following conditions must be met: 1. The borrower is a farmer in the place where the household registration is located.

2. The borrower has a long-term and stable income source, which is enough to pay the monthly loan principal and interest, and the farmers who meet the rating credit standard after being assessed by the rating committee.

3. The loan guarantor has sufficient compensation ability. Under normal circumstances, you can get a loan if you meet these conditions.

China Rural Credit Cooperative is a rural cooperative financial institution established with the approval of the People's Bank of China, which is composed of members' shares, implements democratic management and mainly provides financial services for members.