No mortgage, you must have a bank account, as long as you have a stable income, usually half a year, the latest templates and fonts. The amount of running water is generally more than 2.5 times of the repayment amount, and the lending institution will judge the borrower's repayment ability by this.

Second, the bank flow determines the loan amount. Do you know what the banking process needs?

The amount will be higher. Bank flow is used for loan mortgage, house purchase, car purchase, visa, employment, etc. It usually takes half a year, that is, half a year to divide the wage flow and cash flow. It requires the bank to settle interest, and the amount must be reached and stamped with a valid seal to handle the bank flow.

Third, do online merchants make up for the existing risks?

It is risky for online merchants to make up for bank withdrawals, and the borrower's use and repayment records are used to comprehensively evaluate his qualifications to decide how much credit line to give. Online merchant loan is a commercial loan product for merchants. It evaluates the borrower's business situation from the aspects of transaction volume, collection volume, preferential rate and refund rate, inquires the borrower's credit report and understands the credit status.

4. Is it helpful to apply for a bank card to increase the credit card (debit card) quota?

Bank card flow is usually used as the information to be submitted when applying for a loan, but credit cards (debit cards) require users to meet the conditions for adding lines, which have nothing to do with bank card flow. The conditions for credit card (debit card) to increase the credit limit include good credit record, consumption record and timely repayment record. Only when the user meets the above conditions can the credit card (debit card) be added.

Of course, the high flow of bank cards shows that users have strong repayment ability, which can be submitted to the bank as proof of financial resources, which is helpful to improve the initial card approval amount when applying for credit cards (debit cards).