(1) paying customers.
(2) Personal mortgage customers.
(3) Financial asset customers (wealth management+deposit).
(4) Specific quality customers. Civil servants, staff of institutions, staff of institutions, personnel of monopoly enterprises, financial practitioners, village (neighborhood) people's autonomous organizations, and village (deputy) directors of economic entities.
(5) people who pay the provident fund.
(6) Individuals who pay individual income tax.
(7) people who pay social security.
8. Shareholders or employees of banks.
The processing steps are: data filling, application submission, automatic review, account binding, remote authorization, contract signing, fund transfer and other business links, so as to realize the application, approval, loan release, repayment and custody of credit loans that meet personal consumption needs.
Extended data:
Guangdong farmers' e-loan is used for personal legal and reasonable consumption support, including but not limited to family decoration, car purchase, medical care, education, wedding leave, travel, bulk shopping and other consumption expenses.
Loan amount: the maximum amount is not more than 300,000 yuan.
Repayment method: self-service cycle, with the loan and return.
Loan interest rate: super prime loan interest rate, with daily interest.
Jiangmen Rural Commercial Bank —— "Yuenong E Loan" Personal Online Consumer Loan