1. The credit union’s small loan limit is RMB 30,000 to RMB 50,000, which can be applied for at a local bank.

2. The credit union’s small loan process is: farmers’ credit rating assessment. The evaluation is mainly based on the basic situation of farmers, asset and liability status, production and operation status, creditworthiness and other indicators. The credit rating of farmers is divided into three grades: excellent, relatively good and average.

3. Set credit limit for farmers. Based on the farmers' credit rating assessment results, farmers' capital needs and credit line applications, the rural credit cooperatives will determine the credit loan limit of the corresponding level.

4. Issue loan certificates. The unit is a household, with one certificate per household.

5. Loan application. When farmers apply for loans, they can apply for loans within the credit limit by holding the farmer's loan certificate and valid ID card (or household registration book).

6. Loan disbursement. After the rural credit cooperative receives a loan application from a farmer, the credit counter staff (or door counter staff) will review the contract and sign a contract, fill in the loan IOU, and the farmer can use the loan according to regulations.

7. Repay the loan on schedule. The borrower repays the principal and interest of the loan according to the loan contract.

The above is an introduction to the relevant content about the credit union’s small loan limit. Through the above, I believe everyone has an understanding. I hope it is useful to everyone.