I know that Zhengzhou Jinshui Loan Co., Ltd. is a professional commercial loan company with a price of 20 1 10,000 yuan, approved by provincial, municipal and district government departments, registered by Zhengzhou Industrial and Commercial Bureau and approved by Henan Provincial Department of Industry and Information Technology, indicating that customers are in urgent need of money.
Second, which loan company is formal?
Is it more formal to spend money?
Third, the credibility of the offline loan company?
The offline loans of online merchant banks are more reliable, because online merchant banks are domestic private Internet banks. It was established on September 29th, 20 14 with the approval of China Banking Regulatory Commission, and has a formal banking license. Therefore, users don't need to worry too much if they borrow from online merchant banks.
1. As the online merchant bank is a regular private bank, it has been connected to the central bank's credit information system. If the user is overdue, it will be reported to the central bank's personal credit information system by the online merchant bank. Therefore, when users use online merchant bank loans, they must repay them on time.
2. Evaluate your repayment ability correctly when borrowing money, and don't affect the quality of life because of the excessive repayment pressure in the later period.
4. What kind of loan is reliable?
In other words, the channels of loans are all channels that can be borrowed in a broad sense, including intermediaries (the existence of this thing is to give you a handling fee and help you find loans from large and small channels); A formal management institution in a narrow sense, that is, a contract signing lender. This time it is actually a channel in a narrow sense, so it is classified by institutions: 1. The bank. Don't be too general; Small demand: credit card (this consumer demand is very practical); General demand: consumer credit loan (5-30w), stable customers with good basic work, which depends on banks, such as China Bank, Huaxia Bank and Shanghai Pudong Development Bank. TZ didn't ask for interest, so it didn't start. Mortgage and real estate mortgage are the mainstream, and basic commercial banks do it. Great demand: commercial loans, credit and mortgages, which are related to banks' preference for enterprises. Summary: In principle, bank interest is the lowest in the market. Of course, there are certain requirements for customer qualifications. Many customers just didn't know their qualifications before. Write a special topic on this topic another day and discuss it. 2. Microfinance companies. This is that the private sector has a lot of capital. Ping An Pratt & Whitney, CreditEase, Jieyue, You and I Loan and other companies. All localities also have their own capital institutions. This is basically a credit loan, with a small amount ranging from tens of thousands to 1.5 million. Secondly, car loans are used for mortgage loans. Generally, there are car loan agencies in the local area. Summary: the interest is basically around 2 points. If the conditions are good, 1 point or more. 3. Online lending institutions. First of all, I am very optimistic about JD.COM White Stripes, Ant Flowers, Ant Loans and Micro-loans. Although they have never been used. . . . . Secondly, many organizations are also doing Internet data uploading and lending, which has not been studied. 4. Parents and friends. This channel is not impossible. When a friend is doing business, his parents owe him 390,000 yuan in interest. . It is really the most cost-effective family financial management. If you don't borrow it, your parents put the money in the bank and he went to the bank to borrow it, right? Even the national benchmark interest rate is ok. . . .