For Shenyang Changan mini vehicles, if the dealer cooperates with the bank, you can get a loan to purchase the car.

Conditions for car loan purchase:

Natural persons aged 18-65 years old;

Be able to provide proof of fixed and detailed address;

Have a stable career and income, and the ability to repay principal and interest;

Good personal social credit, no bad credit record;

Hold a car purchase contract or agreement recognized by the bank;

Other conditions specified by the bank.

Application materials for loan and car purchase:

Original ID card, household registration booklet or other valid residence documents, and provide their copies;

Proof of occupation and economic income;

Car purchase agreement, contract or letter of intent to purchase a car signed with the dealer;

Other documents required by the cooperative agency.

The process of purchasing a car with a loan:

Select a car at a bank's authorized dealer and sign a car purchase agreement or contract;

The borrower applies for a personal car mortgage from the lending bank Loan;

Sign a contract after investigation and approval;

Go through car notarization, mortgage and other procedures;

Bank loan;

Loan repayment After clearing, the pledge certificate will be canceled and returned to the customer.